If you are going on vacation, the last thing you want is to have to worry about whether or not your home is safe.  You are escaping to rest and relax, not concern yourself with unnecessary matters back home. The number one thing you can do, of course, is have a comprehensive insurance plan in place so that you have piece of mind regardless of where you are in the world.  Of course there are steps you can take in addition to home insurance that will help make sure that the potential for something bad to happen stays at a minimum.

  1. Set up an automatic light system, and time it so that the lights come on in the evenings making it look like someone is home.  Someone who is planning a break and enter is less likely to target your house if they are unsure if it is vacant. You can buy timers that plug in with you lamps and set the time for the light to come on to be the same each day.  There are even systems that you can control from apps on your phone.
  2. Have someone come and check in on your place, bring in the mail and do a quick walk through.  You never know what can happen while you are a way. A pipe could burst, the roof could start leaking, a window could break.  If you have someone you trust checking in, you minimize the damage by catching these sort of incidents in the early stages. Having them take in the mail contributes to the effort of making it look like someone is home.  
  3. Turn off the water and unplug any unnecessary electronic devices.  You can turn off the main water supply to the ouse to make sure that there are no plumbing related issues when you aren’t home (like a bust pipe).  By unplugging your electronics, like your television and computers, you save on electricity.

 

Did you know that your home insurance will double in some cases as travel insurance.  Property that you bring from your home on your trip are still covered, regardless of where you happen to be travelling.  Bigger items like laptops and cameras are insured under your homeowners or renters policy, so that if something happens to them even though you aren’t at home, you still have a chance to make a claim.  

What are you waiting for?

Spend more time enjoying your home and property, and less time looking for a broker that understands you.